Buying a New Home

Closing Costs Canadian homebuyers need to remember that they don’t get mortgage funding until they’ve closed and they can’t close until they’ve paid all their closing costs. A lot of first time home buyers are shocked by how fast closing…

Considering locking into a fixed rate mortgage?

Get informed. …learn the benefits of fixed and variable mortgage products before making a change so you can choose the best option for your current situation. Here are the Facts: how mortgage rates are set… The chartered banks set the…

Is your mortgage renewal coming up?

This is an important moment of opportunity! The end of your mortgage term is nearing and you now have the power to choose what’s right for you without paying hefty penalties! Save money without paying penalties to switch lenders! Now’s…

The best retirement vehicle ever!

The key to making a substantial retirement contribution —as well as lowering all your monthly payments— is low interest rates.  That’s what makes home equity just about the best lending vehicle ever.  By rolling your high-interest debts and current mortgage…

To Buy or not to Buy? That is the question

Consider using your rent to buy your own home! If you can afford to rent, chances are that you can afford to buy.  Start building equity for your future by saving 5% for a down payment to purchase your OWN…

Want Choice?

DON’T USE A BANK, USE A BROKER! One of the greatest advantages of using a mortgage broker is having access to over 50 lenders.  A bank will only offer you access to their products, while a mortgage broker can offer…

What is my Credit Score?

With a range from 300 to 900, your credit score captures your perceived lending risk at a moment in time.Your score tells lenders what kind of risk you are likely to be as a borrower. Your score can change from…